For more than 50 years Emmanuel Christian Seminary has been preparing men and women for effective ministry. Our graduates go on to work in a variety of ministries including preaching, pastoral care, Christian education, campus ministry, hospital and military chaplaincy, and cross-cultural missions.

Tuition & Financial Aid

Emmanuel Christian Seminary is dedicated to seeing our students receive a top quality, graduate level ministerial education. Our tuition is one of the lowest in the nation among seminaries and we strive to award our students top scholarships. In addition, when you factor in the cost of living for our area, Emmanuel is a great value!

Tuition & Fees

Tuition (per credit hour) $470
Fees (per credit hour) $30

Financial Aid

We are committed to making your graduate degree affordable and will work with you individually to explore all of the options available to finance your education. One of our goals is to keep your student loan debt at a minimum. For this reason, we offer many institutional scholarships to help offset the cost of tuition. Most students at Emmanuel are eligible for some level of a scholarship. Emmanuel offers a payment plan which will allow you to make payments for the remaining balance of your tuition during the semester while ensuring that the balance is paid before the next semester begins.


Emmanuel is committed to ensuring that when you graduate, you will be able to afford to enter into the ministry. In order to help you accomplish this, we offer several scholarships for qualified individuals. All accepted students who plan to attend full-time are encouraged to apply for scholarships.

To learn more about available scholarships, email or call the Admissions Office at 1-800-933-3771.

Alexander Campbell Scholarship

Four scholarships are awarded each year by the Alexander Campbell Scholarship Committee to newly enrolling Master of Divinity students. The scholarship covers $290 per credit hour up to $26,100 during the student’s 90 hour MDiv.

Barton W. Stone Scholarship

Two scholarships are awarded each year by the scholarship committee to newly enrolling Master of Christian Ministries students. The scholarship covers $290 per credit hour up to $13,920 during the student’s 48 hour MCMin.

Stone-Campbell Scholarship

Awarded to MDiv, MAR, or MCMin students who come from a Stone-Campbell background and have a GPA of 3.0 or above, these scholarships cover $120 per credit hour for up to $10,800 for the 90 hour MDiv degree, $6,960 for the 57 hour MAR degree, and $5,760 for the 48 hour MCMin degree.

Western Student Scholarship

This scholarship is designed to help students from the western United States offset the cost of moving across the country. Students can receive up to $3,000 in a relocation grant and $120 per credit hour for up to $10,800 for the 90 hour MDiv degree and $6,960 for the 57 hour MAR degree.

Friends Scholarship

Awarded to any MDiv, MAR, or MCMin student without a Stone-Campbell background and with a GPA of 2.5 or higher who demonstrates ministry potential, this scholarship covers $90 per credit hour for up to $8,100 for the 90 hour MDiv degree, $5,220 for the 57 hour MAR degree, and $4,320 for the 48 hour MCMin degree.

Ministry Potential Scholarship

These scholarships are awarded to entering MDiv, MAR, or MCMin students with a GPA of 2.5 – 2.9 who come from a Stone-Campbell background. Each scholarship covers $90 per credit hour for up to $8,100 for the 90 hour MDiv degree, $5,220 for the 57 hour MAR degree, and $4,320 for 48 hour MCMin degree.

Spousal Scholarship

In an effort to encourage families to enter into the spirit of ministry together, Emmanuel offers several options for spouses of MDiv, MAR, and residential non-degree students who wish to take classes. Contact the Admissions Office for more details.

Fig Tree Fellowship Scholarship

The Fig Tree Fellowship Committee awards two scholarships each year to newly enrolling MDiv or MAR students. During the first two years of a student’s degree, for up to 60 hours, the scholarship covers $145 per credit hour. Students also receive an annual book allowance of $200 for the duration of the scholarship.


To help offset the cost of tuition, you have the option of applying for a Federal Direct Stafford Loan. The interest rate of this unsubsidized loan is at 6.21% and accrues while you are in school. These loans require Entrance Loan Counseling and a Master Promissory Note (MPN) for all first time borrowers and Exit Loan Counseling for all borrowers who are graduating, not returning to Emmanuel, or have dropped below at least a half-time enrollment status. If you are filing a FAFSA for 2015-16, please use the Milligan College school code, 003511.

Your loan funds will be received by the school via electronic funds transfer (EFT). Stafford loans are disbursed in two equal disbursements for the MDiv and MAR and four disbursements for the MCMin, for the academic year. You will receive an award letter before the beginning of the academic year which will indicate the amount of institutional funds and unsubsidized loan funds for which you qualify; however, you can reduce or reject the student loan by indicating such when the letter is returned.

To apply for a student loan, you are required to complete the Free Application for Federal Student Aid (FAFSA). If you are filing a FAFSA for 2015-16, please use the Milligan College school code, 003511. In addition, you must also complete Emmanuel’s Application for Student Financial Aid.

For questions and more information about federal loans, contact Donna Godsey, the Financial Aid Coordinator, at or 1-855-652-0946 (toll-free).

Steps to Apply


  1. Complete and submit your official application.
  2. Submit a non-refundable application fee of $30.
    • Pay Online »
    • If paying by check or money order, please make it payable to Milligan College, with the student’s name indicated on the memo line, and mail it to:

      Admissions Office
      PO Box 550
      Milligan College, TN 37682

  3. Arrange to have an official transcript sent from each graduate and/or undergraduate institution you have attended.
  4. Request a reference from two different people.
  5. International Students Only: 
    • The applicant will be required to make a satisfactory score on the Test of English as a Foreign Language (TOEFL), except in special cases when the applicant is from a country in which English is the common language. Normally, the prospective student’s TOEFL scores will need to be above 20 in each section of the test on the online version of TOEFL. Students who do not have access to the online version of the test should contact the Dean’s Office at Emmanuel for further instructions.
    • The Certificate of Financial Responsibility is required as a part of a candidate’s formal Application for Admission; the student should provide it as early as possible so that it will not delay the review of the Application for Admission.

International Students

Emmanuel has a long history of admitting international students. Several years ago, the International Student Scholarship was established in an effort to help students with some of the financial burdens of coming to study with us. Each year, two International Student Scholarships are awarded. In recent years, students studying at Emmanuel have come from India, Nigeria, Chile, Brazil, Haiti, and Zimbabwe. We would love to have you join the Emmanuel community as you continue your ministry preparation.

In addition to the steps outlined above, international students who do not have English as their first language must take the TOEFL. In order to award an I-20 Certificate of Eligibility for Non-immigrant Students, Emmanuel will also need each international student to complete the Certificate of Financial Responsibility.


The Student and Exchange Visitor Program website has step-by-step information about studying in the United States. To navigate to the US government ICE website, click here.